First Credit Card Debt Solution

One simple credit card debt solution is to get the interest frozen on your cards - not all companies will necessarily agree, but you won't know till you ASK.

If you genuinely want to get out of debt, try calling the credit card company and explain that you want to pay the card off in full - but that's very difficult (if not impossible) while you are having to pay interest on the card every month. Ask them nicely if they would please freeze the interest. Tell them a fixed amount you will pay them each month to reduce the balance you owe them.


This credit card debt solution achieves 3 important things:

1. Takes some of the pressure off you, and gives you a feeling of relief.
2. Enables you to work out the date you will have completely paid off that card debt.
3. Stops your hard-earned money going straight down the drain (ie in paying high interest rates). You'll get ahead SO much faster once ALL your payments are paying off the BALANCE OWED, rather than the interest.

It's incredibly difficult to get out of debt until you stop paying interest, as I'm sure you are all too well aware.
You spend each month getting deeper into debt as you can't keep up with the ever-growing balance on the card. The stress builds too, and you can't see how it's ever going to get better.

So, give this idea a try and see what reaction you get. Most companies want to get paid, so would rather guarantee they get their money, even though they lose the inetest payments, than risk a customer going bankrupt wouldn't they?

I hope this credit card debt solution helps you.